PH&N LifeTime 2060 Fund

Fund code: RBF366

Who is this fund for?

Investors who:
  • are saving to support an income stream in retirement that begins on or around the target date of the fund (2060)
  • want a fund that will maintain a diversified asset mix which is appropriate for the target date of the fund (2060)
  • are planning to hold their investment for the medium-to-long term

Portfolio manager(s)

Sarah Riopelle, CFAManaging Director, Senior Portfolio Manager & Head of Portfolio Solutions and Platform Talent
Ashley Warburton, CFA, MFinPortfolio Manager, Investment Solutions

Details

Risk rating
  • Low
  • Low to med
  • Med
  • Med to high
  • High
Series
F
NAV $
11.4286
4/15/2025
Inception date
06/07/2020
Net asset $
57.12 M
4/15/2025
MER %
1.10
Management fee %
0.85
Income distribution
Annually
Capital gains distribution
Annually
Fund category
(CIFSC)
2045+ Target Date Portfolio
Load structure
No Load
Minimum investment $
500
Subsequent investment $
25
Sales status
Open

Performance

Trailing returns %

As of 3/31/2025
YTD1 mo3 mo6 mo1 yr3 yr5 yr10 yrIncept.
Fund -0.7-3.2-0.72.511.86.5--8.3
Quartile 4th4th4th3rd2nd2nd---
No. funds in category 252525252321---

Calendar returns %

As of 3/31/2025

Chart

Bar chart with 11 bars.
This chart shows calendar returns for the fund RBF366
The chart has 1 X axis displaying categories.
The chart has 1 Y axis displaying values. Data ranges from -13.116402999999998 to 19.787378.
End of interactive chart.

Growth of $10,000

As of 3/31/2025

Chart

Combination chart with 2 data series.
This chart shows calendar returns for the fund RBF366
The chart has 2 X axes displaying Time and navigator-x-axis.
The chart has 2 Y axes displaying values and navigator-y-axis.
YTD6m1y3yAll
End of interactive chart.

Highest/lowest returns (%)

As of 3/31/2025
1 yr3 yr5 yr10 yr
EndedReturnEndedReturnEndedReturnEndedReturn
Highest10-202428.402-20257.7----
Lowest12-2022-13.111-20232.5----
Average-7.3-4.3----
No. of periods-45-21-0--
% positive-73.3-100.0----
*Highest/lowest returns (%) is based on data since inception of the fund.

Portfolio analysis

Asset type mix

As of 3/31/2025

Chart

Pie chart with 8 slices.
This chart displays asset mix data for the RBC fund RBF366
End of interactive chart.
96.0% Equity 4.0% Fixed Income / Cash

Equity sector allocation

Financials23.9%
Information technology18.8%
Industrials10.8%
Consumer discretionary8.7%
Health care7.1%
Energy6.6%
Consumer staples6.4%
Materials5.3%
Real estate5.0%
Communication services4.7%
Utilities2.6%
Unclassified0.1%

Fixed income breakdown

Government7.4%
Corporate40.2%
Other0.0%
Securitized debt0.0%
Cash52.4%
Direct mortgages0.0%

Portfolio characteristics

As of 3/31/2025
Large Mid Small Value Blend Growth
Statistics
Dividend yield (%) 2.0
P/B ratio 2.9
P/E ratio 16.7
Avg. mkt cap. $bil 565.3

Note: Characteristics based on equity portion of portfolio.

Top 10 holdings

As of 3/31/2025
Holdings Assets
RBC Global Equity Leaders Fund - Series O19.1%
Phillips, Hager & North U.S. Equity Fund - Series O16.4%
Phillips, Hager & North Canadian Equity Underlying Fund - Series O13.2%
Phillips, Hager & North Canadian Equity Value Fund - Series O11.9%
RBC Emerging Markets Equity Fund - Series O10.4%
RBC QUBE Global Equity Fund - Series O10.3%
RBC International Equity Fund - Series O6.0%
RBC U.S. Mid-Cap Value Equity Fund - Series O3.6%
Vanguard Real Estate ETF2.6%
RBC Canadian Core Real Estate Fund - Series N2.2%
Total % of top 10 holdings 95.7%

Distributions

Distributions ($)/unit

As of 3/31/2025
YTD *2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Interest -0.030.050.110.050.02-----
Canadian dividends -0.040.040.050.030.04-----
Foreign income -0.070.070.070.040.06-----
Foreign taxes paid --0.01-0.01-0.01-0.01-0.01-----
Capital gains -0.470.110.100.630.15-----
Return of capital -0.000.000.000.00------
Total distributions -0.590.260.330.750.27-----

* Distributions are characterized into income type at year-end.

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