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		RBC Gestion mondiale d’actifs a annoncé le 4 mars 2024 que les portefeuilles de retraite RBC dont l’échéance cible est comprise entre 2035 et 2060 adopteront une nouvelle répartition évolutive.

<div class="mt-1-half">
    <a href="/fr/ca/about-us/news-release/rbc-gestion-mondiale-dactifs-inc-annonce-des-modifications-aux-portefeuilles-de-retraite-rbc-2020-a-2060" class="button button-primary mr-1" target="_blank">Communiqué de presse</a>
    
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		<p>Prendre la d&eacute;cision d&rsquo;investir constitue une &eacute;tape importante de votre parcours vers la retraite. Toutefois, comme vos priorit&eacute;s financi&egrave;res sont susceptibles de changer en cours de route, il est encore plus important de savoir comment investir. Peu importe l&rsquo;&eacute;tape &agrave; laquelle vous vous trouvez, les portefeuilles de retraite RBC sont structur&eacute;s de fa&ccedil;on &agrave; vous aider &agrave; atteindre vos objectifs de retraite.</p>
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			 				<h2>Pourquoi choisir les portefeuilles de retraite RBC ?</h2>
			 			 				<p>Toutefois, comme vos priorités financières sont susceptibles de changer en cours de route, il est encore plus important de savoir comment investir. Comment faire pour prendre plus facilement les nombreuses décisions qui s’imposent maintenant et dans les années à venir ?</p>

<p>Voilà où les placements à date cible entrent en jeu. Ils constituent une solution complète qui s’adapte automatiquement à chaque étape de votre parcours vers la retraite. Cette solution évolutive simple et claire n’en demeure pas moins sophistiquée, que vous envisagiez de prendre votre retraite dans plusieurs dizaines d’années ou prochainement ou que vous soyez déjà arrivé à cette étape de votre vie.</p>
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                 <p class="footnote"><sup>1</sup> Statistique Canada, Tableau 14-10-0060-01, Âge de la retraite selon la catégorie de travailleur, données annuelles, 2024<BR>
<sup>2</sup> Statistique Canada, , Tableau 13-10-0114-01, Espérance de vie et autres éléments de la table complète de mortalité, estimations sur trois ans, Canada, toutes les provinces sauf l’Île-du-Prince-Édouard, 2023</p>
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		<p><strong>Le moment o&ugrave; vous aurez besoin de votre argent influence votre choix de placements.</strong></p>
<p>Si vous disposez de dix&nbsp;ans ou plus pour investir, vous voudrez probablement miser sur la croissance. Si vous avez besoin de votre argent &agrave; court terme ou pour g&eacute;n&eacute;rer un revenu de retraite, vous chercherez plut&ocirc;t &agrave; pr&eacute;server votre &eacute;pargne et &agrave; minimiser les risques.</p>
<p><strong>Le fait de tabler sur une date pr&eacute;cise ouvre des perspectives.</strong></p>
<p>Fixer une date facilite la conception d&rsquo;un plan qui tient compte &agrave; la fois de votre situation actuelle et de votre objectif.</p>
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						<p class="footnote paragraph-mt">**À titre indicatif seulement. La répartition cible de l’actif du fonds peut varier selon les objectifs fixés dans le prospectus.</p>
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			 				<h2>Au coeur des portefeuilles de retraite RBC</h2>
			 			 				<ol class="mt-3">
<li>Les portefeuilles sont compos&eacute;s de diff&eacute;rentes solutions de placement de la famille de fonds RBC.</li>
<li>Au cours des premi&egrave;res ann&eacute;es, les portefeuilles sont davantage ax&eacute;s sur la croissance puis, &agrave; l&rsquo;approche de la retraite et pendant celle-ci, ils deviennent graduellement plus prudents en privil&eacute;giant des solutions ax&eacute;es sur le revenu.</li>
<li>Vos placements sont diversifi&eacute;s &agrave; l&rsquo;&eacute;chelle mondiale.</li>
<li>Leur pond&eacute;ration en actions varie de fa&ccedil;on tactique pour tirer parti des conditions du march&eacute; &agrave; court terme.</li>
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   {&quot;summary&quot;:&quot;Gr&amp;acirc;ce &amp;agrave; la liste de v&amp;eacute;rification ci-dessous, vous n&amp;rsquo;oublierez aucun d&amp;eacute;tail et vous pourrez vous concentrer sur les d&amp;eacute;cisions &amp;agrave; prendre.&quot;,&quot;image&quot;:&quot;/contentAsset/image/aaf3e6b0-7eff-4311-a38a-cd2515500698/fileAsset/filter/Resize,Jpeg/resize_w/410/jpeg_q/89&quot;,&quot;footerByline&quot;:&quot;&quot;,&quot;link&quot;:&quot;/fr/ca/learn-plan/retirement-resources/approaching-retirement/detail&quot;,&quot;colored&quot;:null,&quot;id&quot;:&quot;ad0ee831-be62-4779-b460-49af2cc67105&quot;,&quot;title&quot;:&quot;Votre retraite est pour bient&ocirc;t ?&quot;,&quot;category&quot;:&quot;Pr&amp;eacute;paration &amp;agrave; la retraite&quot;,&quot;footerLink&quot;:false}
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   {&quot;summary&quot;:&quot;&amp;#8203;Il n&amp;rsquo;y a pas de meilleur moment que le pr&amp;eacute;sent pour mettre un plan &amp;agrave; ex&amp;eacute;cution.&quot;,&quot;image&quot;:&quot;/contentAsset/image/11a20c1a-60f2-419b-92fd-ae7ea09bef66/fileAsset/filter/Resize,Jpeg/resize_w/410/jpeg_q/89&quot;,&quot;footerByline&quot;:&quot;&quot;,&quot;link&quot;:&quot;/fr/ca/learn-plan/investment-basics/its-never-too-late-to-start-investing/detail&quot;,&quot;colored&quot;:null,&quot;id&quot;:&quot;a9a989ec-1eeb-4ce8-ba1b-8097089a9bcd&quot;,&quot;title&quot;:&quot;\u200bIl n\u2019est jamais trop tard pour commencer&quot;,&quot;category&quot;:&quot;D&amp;eacute;but du parcours&quot;,&quot;footerLink&quot;:false}
	,
   {&quot;summary&quot;:&quot;L&amp;rsquo;une des premi&amp;egrave;res choses &amp;agrave; prendre en compte lorsque vous planifiez votre retraite est la source de votre revenu une fois que vous aurez cess&amp;eacute; de recevoir des ch&amp;egrave;ques de paie&quot;,&quot;image&quot;:&quot;/contentAsset/image/9d233622-4e81-4de4-b25d-416dc06f7b58/fileAsset/filter/Resize,Jpeg/resize_w/410/jpeg_q/89&quot;,&quot;footerByline&quot;:&quot;&quot;,&quot;link&quot;:&quot;/fr/ca/learn-plan/retirement-resources/when-the-paycheques-stop/detail&quot;,&quot;colored&quot;:null,&quot;id&quot;:&quot;93265639-1c7e-4ab3-a51d-b5d23c68dc26&quot;,&quot;title&quot;:&quot;\u200bQue faire quand vous cessez de recevoir des ch&egrave;ques de paie ?&quot;,&quot;category&quot;:&quot;La vie &amp;agrave; la retraite&quot;,&quot;footerLink&quot;:false}
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Vue.component('rbc-video', {template: '<div class="rbc-video"><div :style="embedStyle" :class="[aspectRatio ? \'embed-responsive-\' + aspectRatio : null]" class="embed-responsive"><video ref="player" v-bind="$attrs" :data-video-id="videoId" :data-playlist-id="playlistId" :data-account="account" :data-player="player" data-embed="default" data-application-id class="video-js embed-responsive-item rbc-video-player" controls></video></div><div v-if="playlistId" class="vjs-playlist"></div></div>',
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vueMounted.forEach(function(f){f(_self);});},methods: vueMethods});
</script><script> setTimeout(function(){ var videoIframes = document.querySelectorAll(".brightcoveIframe"); Array.prototype.forEach.call(videoIframes, function(el){ el.contentWindow.postMessage({'gaID':"", 'url': window.location.href}, '*'); }); }, 1000); </script> 
<script>
    
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});

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